Members

Composition of the Forum

The Forum currently consists of a chair which is independent of industry and 22 members appointed jointly by the PSR and the Forum chair.

Members serve in their individual capacity and include advocates for consumers, retailers, small and medium sized businesses, corporations, government, as well as individuals who are experienced providers of payment services, from credit unions, e-money firms and high street banks.

They have been selected for their expertise and ability to shape and influence strategy in the payments industry.

At the time of their appointment, it was acknowledged that all Members had a degree of conflict of interest. Where additional conflicts of interest emerge during the Forum's deliberations, the Forum will consider the circumstances on a case-by-case basis and recommend a suggested course of action.

Adam Marshall Director General, British Chambers of Commerce (BCC)	Alan Smith Head of Payments and Banking Services, Post Office	Becky Clements Head of Industry Engagement and Payment Change, Metro Bank
Carl Pheasey Head of Policy, Money Advice Service	Carlos Sanchez CEO, Orwell Group	Faith Reynolds Member, Financial Services Consumer Panel
John Hackett Until October 2016 in the capacity of Chief Operating Officer, HSBC Bank	Katherine Horrell Group Treasurer, Centrica	Lisa Felton Head of Consumer Policy, Vodafone
Marion King Group Director of Payments, Royal Bank of Scotland (RBS)	Mark Lyonette Chief Executive, ABCUL	Michael Maier Chief Operating Officer, Fidor Bank
Mike Smith Commercial Director, Raphaels Bank	Neil Lover Head of Payments and Financial Crime, Coventry Building Society	Nick Davies Richer Data Strategy Lead, DWP
Otto Benz Director: Strategic Payments, Virgin Money	Philip McHugh Chief Executive, Barclaycard Business Solutions	Russell Saunders Managing Director, Global Payments, Lloyds Banking Group
Ruth Milligan Until February 2016 in the capacity of Head of Payments and Retail Finance, British Retail Consortium (BRC)	Ruth Wandhöfer Global Head for Regulatory and Market Strategy, Citi Bank	Sian Williams Head of National Services, Toynbee Hall
Thaer Sabri Chief Executive, Electronic Money Association	Tom Ironside Head of Business and Regulation, British Retail Consortium (BRC)

Composition of the Forum

Chair

Members